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User Agreement

                                          TERMS AND CONDITIONS OF USE

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Welcome to the Money Wise LLC® Web Site. By using this Web Site, you agree to be bound by the following terms and all applicable laws and regulations (including export and re-export control laws), and agree that you are responsible for compliance with any applicable local laws. If you do not agree to these Terms and Conditions of Use, please do not use the Web Site.

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Limited License 

 

You should assume that everything that you read or see on the Web Site is copyrighted or otherwise protected and owned by Money Wise LLC® or some third party who licensed to Money Wise LLC® the right to use such material. Unless otherwise expressly noted, nothing that you read or see on the Web Site may be copied or used except as provided in these Terms and Conditions of Use or with the prior written approval of Money Wise LLC®.

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We grant you permission to print individual pages from the Web Site, unless otherwise expressly noted, for your own personal, noncommercial use in learning about, evaluating or purchasing Money Wise LLC® ’s services or products. No other permission is granted to you to print, copy, reproduce, distribute, license, transfer, sale, transmit, upload, download, store, display in public, alter or modify these materials. This grant of permission is not a transfer of title, and under this permission you may not:

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  • use the materials for any commercial purpose, or for any public display (commercial or noncommercial);

  • remove any copyright, or other proprietary notations from the materials;

  • transfer the materials to another person or "mirror" the materials on any other server.

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We make no warranties or representations to you that your use of any materials displayed on the Web Site will not infringe the rights of third parties.

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Restrictions on Use of Materials on the Web Site 

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All material on the Web Site, including all files, images, text, software, and data, are the property of Money Wise LLC® . These materials are licensed to you for your personal, non-commercial use. You may download, print, or view these materials on your personal computer, provided you do not delete or change any of the information, including copyright and trademark notices.

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You may not modify, reverse-engineer, disassemble, redistribute, republish, upload, or re-use any of the text, graphics, or other materials on the Web Site without Money Wise LLC® 's written permission.

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Third Party Web Sites 

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Money Wise LLC® may provide links and pointers to Internet sites maintained by others ("Third Party Sites"). Such links are provided for your reference only. Money Wise LLC® does not control such Third Party Sites and is not responsible for the content of or any products or services offered on those sites.

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Submitted Information 

 

If you submit information to us, excluding personal and financial information related to tax preparation, credit card payments, refund anticipation loans or other bank products, but including any comments, remarks, suggestions, ideas, notes, drawings, graphics, concepts or other information, you are giving that information, and all your rights in it, to Money Wise LLC® free of charge, and that information will be treated as non-confidential and non-proprietary and may be used by Money Wise LLC® for any purpose, without your consent or any compensation to you or anyone else. This is true whether you submit such information to us by e-mail, through a form on the Web Site, on a bulletin board, or in any other manner.

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Please do not submit or transmit any material that is unlawful, threatening, libelous, defamatory, obscene, pornographic, profane, or might in any other way violate any law. You are solely responsible for any material you submit to us.

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Through your usage of the Web Site, you may submit and/or Money Wise LLC® may gather and track your page views, how you came to visit the site, and length of time viewing pages. Money Wise LLC® is free to use such information for internal studies and analyses.

 

Tax Return Copy Download 

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If you elect to use our Tax Return Copy Download feature on this site, you should not file with the IRS or any taxing authority a tax return which you download which has already been filed or which is incomplete.

Disclaimer and Limitation of Liability

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ALL MATERIAL ON THIS WEB SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

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MONEY WISE LLC® MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, OR SUITABILITY OF ANY OF THE MATERIAL ON THIS WEB SITE, OR ON ANY SITE OR SITES "LINKED" TO THIS WEB SITE. MONEY WISE LLC® MAKES NO WARRANTY THAT THE WEB SITE WILL BE AVAILABLE, UNINTERRUPTED, ERROR FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MONEY WISE LLC® FURTHER MAKES NO WARRANTY THAT YOU WILL ACHIEVE SUCCESSFUL RESULTS FROM FOLLOWING ANY INSTRUCTIONS OR DIRECTIONS ON THE WEB SITE.

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IN ANY CASE, MONEY WISE LLC®'S LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF EVERY KIND (WHETHER IN CONTRACT, NEGLIGENCE, TORT, OR OTHERWISE) WILL NOT BE GREATER THAN THE AMOUNT YOU PAY FOR TAX PREPARATION SERVICES OR ELECTRONIC FILING, PLUS, IN THE EVENT THAT WE MAKE AN ERROR IN TAX PREPARATION, WE AGREE TO PAY ANY INTEREST AND PENALTY ASSESSED AS A RESULT.

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United States Only 

 

All materials on this Web Site are provided solely for the purpose of promoting Money Wise LLC®'s operations, services and products in the United States, its territories, possessions and protectorates. Money Wise LLC® makes no representation that the materials on the Web Site are appropriate or available for use in other locations. If, despite these conditions, you use the Web Site from outside the United States, you are solely responsible for compliance with any applicable foreign or local laws.

 

Trademarks, Trade Names, and Service Marks 

 

Unless otherwise indicated, all logos, names, package designs, and marks on the Web Site are trademarks or service marks owned or used under license by Money Wise LLC®. The use or misuse of any of these marks or other information is strictly prohibited.

 

Modification and Termination of This Agreement 

 

Money Wise LLC® may modify this agreement at any time without notice to you. By continuing to use this Web Site after Money Wise LLC® posts any such changes, you agree to be bound by the modified terms of the agreement. If you do not agree to any change, you must immediately stop using and accessing the Web Site.

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The effective date of the latest version of the agreement, as stated below, indicates the last time the agreement was materially modified. Checking the effective date below allows you to determine whether there have been material modifications since the last time you reviewed the agreement.

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Effective date of this agreement: January 1, 2001.

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Money Wise LLC® may terminate this agreement at any time, without notice to you, if it believes, in its sole judgement, that you have breached or may breach any term or condition of this agreement, or it may terminate this agreement for its convenience.

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You may terminate this agreement at any time by destroying all materials received from the Web Site and ceasing to use the Web Site.

 

Dispute Resolution 

 

This agreement has been made in and shall be construed in accordance with the laws of the Commonwealth of Virginia. By using this Web Site, you agree to the sole and exclusive venue and jurisdiction of the state courts of Wayne County, MI, and the federal court located in Wayne County, MI for any and all disputes arising out of or related to this agreement or the use of this Web Site.

 

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Code of Conduct

 

"Posts" include any type of files, images, text, software, data, and any other content any person provides on the this site, including, but not limited to message boards, chats, wiki pages or any other type of communication.  

 

You agree not to post any content that:

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  • Contains obscene, profane or vulgar language, nudity, are of an offensive subject matter, including but not limited to remarks which are racist or victimize, harass, or degrade an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;

  • Contains threats or harassing or abusive language;

  • Contains statements that are defamatory, libelous, deceptive, fraudulent, or misleading;

  • Promotes illegal or criminal activities or post links to other websites that deal with such activities;

  • Solicits passwords or personal information;

  • Is unrelated to the subject matter;

  • Contains software viruses, worms, harmful code or Trojan horses;

  • Involves any advertisement or solicitation;

  • Constitutes spam, chain letters, pyramid schemes or securities offerings;

  • Infringes on copyrighted material unless you are the copyright holder, you have written permission of the copyright owners to post the material or you are sure that the use of any copyrighted materials is permitted by the “fair use” legal doctrine;

  • Impersonates any person or entity or falsely represents your identity or qualifications;

  • Breaches any users’ privacy by containing personal or sensitive information such as name, address, e-mail address, or other identifying information.

 

Money Wise LLC® may delete any posting that we believe violates any of the terms of this agreement. You may report posts you feel are in violation of these terms to:  moneywise313@gmail.com

 

Privacy—(www.moneywise313.com/privacy-policy.html)

 

Any information that you post on the site is posted at your own risk, and can be obtained and used by others. You are cautioned not to reveal information that you do not want made public. At Money Wise LLC® , we respect and protect the privacy of our customers and those who use our Web Site.  Money Wise LLC® 's Privacy Policy provides details of our approach to privacy and how we collect, use and protect your personal information.

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Additionally, you agree to grant Money Wise the right to use any post or information, idea, product or service communicated in a post on the site without any obligation to compensation.

 

Revision and Discontinuance of the Website

 

With or without notice, Money Wise LLC® reserves the right at any time to revise, modify, delete, suspend or discontinue, temporarily or permanently, the website (or any part thereof, including any posts).  You agree that Money Wise LLC® shall not be liable to you or to any third party for any modification, revision, suspension or discontinuance of the website.  By your continued use of the website you signify that you agree to such modified terms.

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Disclaimer of Warranties and Limitation of Liability

 

ALL MATERIAL ON THE SITE, INCLUDING ALL POSTS, IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

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YOU AGREE NOT TO HOLD MONEY WISE LLC® LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING OUT OF YOUR USE OF THE SITE REGARDLESS OF THE TYPE OF CLAIM (WHETHER IN CONTRACT, NEGLIGENCE, TORT, OR OTHERWISE).

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MONEY WISE LLC® MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, OR SUITABILITY, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS, OF ANY OF THE MATERIAL ON THE SITE, OR ON ANY SITE OR SITES “LINKED” TO THIS WEB SITE. MONEY WISE LLC® MAKES NO WARRANTY THAT THE SITE WILL BE AVAILABLE, UNINTERRUPTED, ERROR FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MONEY WISE LLC® FURTHER MAKES NO WARRANTY THAT YOU WILL ACHIEVE SUCCESSFUL RESULTS FROM FOLLOWING ANY INSTRUCTIONS OR DIRECTIONS IN THE SITE. 

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YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOU BEAR ALL RISKS ASSOCIATED WITH USING OR RELYING ON THE CONTENT IN THE SITE. 

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ADDITIONALLY, YOU AGREE TO INDEMNIFY, DEFEND AND HOLD MONEY WISE LLC® SERVICE, AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES HARMLESS FROM ANY CLAIM, DEMAND, OR DAMAGE INCLUDING REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY RELATING TO OR DUE TO YOUR USE OF THE WEBSITE OR ANY CONTENT YOU POST OR MAKE AVAILABLE ON THE WEBSITE.

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Modification and Termination of This Agreement

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Money Wise LLC® may modify this agreement at any time without notice to you. By continuing to use the site after Money Wise LLC® posts any such changes, you agree to be bound by the modified terms of the agreement. If you do not agree to any change, you must immediately stop using and accessing the Web Site.

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Money Wise LLC® may terminate this agreement and your use or access to the website at any time, without notice to you, if it believes, in its sole judgment, that you have breached or may breach any term or condition of this agreement or it may terminate this agreement for its convenience. You agree, upon termination, to discontinue using the website and agree not to re-register or otherwise use the website. You agree and understand that Money Wise LLC® s may take appropriate actions to prevent your ability to use the website at its sole discretion.

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Without affecting the application of these Terms to all other Posts and users, Money Wise LLC® reserves the right to waive or modify any of these Terms as they apply to a specific post and user.

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The effective date of the latest version of the agreement, as stated below, indicates the last time the agreement was materially modified. Checking the effective date below allows you to determine whether there have been material modifications since the last time you reviewed the agreement.

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Effective date of this agreement: January 1, 2001

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END USER LICENSE AGREEMENT

 

NOTICE TO USERS:

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This system is the private property of Money Wise LLC® . (“Money Wise”). Money Wise grants you a non-exclusive, non-transferable limited license to use this system for authorized use only. Money Wise owns all rights to the system, data, files, network or other information used in this system. Users (authorized or unauthorized) have no explicit or implicit expectations of privacy. All existing laws (federal and state) apply to your use of this system, including not only those laws and regulations that are specific to computers, software and networks, but also those that may apply generally to personal conduct. Money Wise internal regulations and policies apply to your use of this system Additionally, all of Money Wise’s regulations and policies apply to your use of this system including, but not limited to, the privacy policy. Any or all uses of this system and all files on this system may be intercepted, monitored, recorded, copied, audited, inspected, and disclosed to your employer, to authorized site, government, and law enforcement personnel, as well as authorized officials of government agencies, both domestic and foreign. By using this system, the user consents to such interception, monitoring, recording, copying, auditing, inspection, and disclosure at the discretion of such personnel or officials. Unauthorized or improper use of this system may result in civil and criminal penalties under applicable statutes and administrative or disciplinary action, as appropriate. To the maximum extent permitted by applicable law, Money Wise, disclaims all warranties, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, informational content or accuracy, title and non-infringement, with regard to this system. By continuing with the use of this system, you agree to the terms above. LOG OFF IMMEDIATELY if you do not agree to the conditions stated in this notice.

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